- Feb 9, 2008
- Reaction score
Last year, I don't think I wrote 20 checks. Most of my monthly expenses like internet and insurance are on Autopay. Everything else I pay by credit card or direct pay from my checking account. I pay the credit card companies via direct e-pay from my checking account. My checking account is my "working account." I use other financial institutions for CDs etc. The bank that has my checking account updates daily, so I can go on line and see what's cleared. Quarterly, I still do a manual complete reconciliation on old fashioned book keeping sheets. I have never found a discrepancy from the bank's read out, yet I keep doing it manually. My daughters think I do it for fun, like a jig saw puzzle. I think it's a pain in the ass and wonder if I'm the last one doing it.