Puff Daddy
Well-known member
- Joined
- Dec 9, 2007
- Messages
- 6,910
- Reaction score
- 98
I know a few of you US guys buy from overseas, wondering if you've had any trouble using a credit card.
I found a pipe I've been wanting for some time at a good price from a UK retailer. This retailer has an online checkout that accepts visa. I went through the checkout process and when it got time to enter my visa card info I was redirected to a visa authorization page. This was a secondary security measure for international purchases. Asked me the usual info - billing zip code, 3 digit security number, etc.. Finished the checkout process and was notified that the purchase could not be completed. Checked with the retailer first who said the card was declined so I called my bank. They said that I had to verbally agree to waive all security measures for a 24 hour period on that card in order to allow that one purchase to go through on my card. They said that any and all fraud associated with my card or card number during that 24 hour period would be my responsibilty and that neither visa or the bank would be responsible for any fraudulent charges.
"But I'm right here on the phone with you telling you to authorize this one purchase, and only this one purchase"
"I'm sorry sir, but it's either no security on your card at all for 24 hours or no overseas purchases at all".
And this, I'm told, comes from a Visa policy, not my banks policy.
Unfortunately the retailer does not take paypal. That would be so much easier.
I found a pipe I've been wanting for some time at a good price from a UK retailer. This retailer has an online checkout that accepts visa. I went through the checkout process and when it got time to enter my visa card info I was redirected to a visa authorization page. This was a secondary security measure for international purchases. Asked me the usual info - billing zip code, 3 digit security number, etc.. Finished the checkout process and was notified that the purchase could not be completed. Checked with the retailer first who said the card was declined so I called my bank. They said that I had to verbally agree to waive all security measures for a 24 hour period on that card in order to allow that one purchase to go through on my card. They said that any and all fraud associated with my card or card number during that 24 hour period would be my responsibilty and that neither visa or the bank would be responsible for any fraudulent charges.
"But I'm right here on the phone with you telling you to authorize this one purchase, and only this one purchase"
"I'm sorry sir, but it's either no security on your card at all for 24 hours or no overseas purchases at all".
And this, I'm told, comes from a Visa policy, not my banks policy.
Unfortunately the retailer does not take paypal. That would be so much easier.