So driving along to work the other morning, I chine around a curve and an incoming car is way to the left of their lane. I served to avoid them and into the ditch I go. To make things worse there is a concrete culvert that catches the front passenger side BAM! Back on the road to make it safely to a gas station, steering is pretty shot and almost all my dash warning lights are on. Poor car is barely 3 years old :x . No injuries or other property damage so that is good. Plus I didn't even spill my pipe and it was quite a bumpy ride. Working with the insurance now to see the way ahead.